What’s Changing for 2027 Individual and Family Plan Coverage
Stay informed to stay ahead
Changes to 2027 for Individual and Family Plan coverage could impact both costs and care. Via Benefits is here to help you stay informed so you can navigate these updates with confidence during Open Enrollment, which is November 1 through December 15, 2026.
Changes to Premium Tax Credit Assistance
Your Marketplace financial assistance may change for 2027. Some people may receive less assistance or may no longer qualify because the temporary expansion of Marketplace financial assistance ended after 2025. Review your 2027 costs and coverage during Open Enrollment.
Potential Premium Increases
Health insurance premiums may increase due to several factors, including:
Changes to Premium Tax Credit assistance
Increased cost of healthcare services
Inflation and rising labor costs
Higher prescription drug costs, including specialty medications
Other changes impacting the health insurance marketplace
What You Can Do
Stay alert for updates from your insurance carrier. If your plan is ending or premiums are increasing beyond your comfort level, reach out to Via Benefits.
Compare plans early. Visit the marketplace.viabenefits.com website or sign in to schedule an appointment with a licensed benefit advisor when Open Enrollment begins. We’ll help you find coverage that fits your health needs and budget.
Change is constant—but with Via Benefits by your side, you can feel confident in your coverage decisions.
